Money by country

🇨🇭 What currency does Switzerland use?

Switzerland uses the Swiss franc (CHF)5. This is the only legal currency for most payments5. You can use banknotes, coins, and sight deposits at the Swiss National Bank6.

Updated 2026-10-26. Numbers carry a small link to their source. Fees and rules change, check the screen or the form before you pay.

CURRENCY NAME
Swiss franc
CHF
1 USD EQUALS
0.8248 CHF
as of 20263
CASH OR CARD
Card often preferred
Debit cards are most used9
EURO ACCEPTANCE
Limited
Change in CHF, poor rates10
ATM FEE
Often none
Major banks do not charge12
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Mid-market rate, refreshed in your browser. The booth and the ATM will give you less than this: the difference is their fee.

...
1 USD =
0.8248 CHF

Updated 2026-10-26

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🧭 Where to pay
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🇺🇸
USDUS Dollar
100
🇹🇭
THBThai Baht
3,359.80
1 $ = 33.598 ฿ ▲0.03%
🇪🇺
EUREuro
88.59
1 € = 1.1288 $ ▼0.07%
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UAHHryvnia
4,491.30
1 $ = 44.91 ₴ ▼0.01%
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🕵️ BOOTH CHECK
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🇺🇸 1 USD

The Swiss franc and its appearance

The Swiss franc (CHF) is the official currency of Switzerland5. Banknotes come in 10, 20, 50, 100, 200, and 1000 franc denominations7. The current banknote series, number 9, shows different aspects of Switzerland, not people's faces7.

Coins in circulation are 5 centimes, 10 centimes, 20 centimes, 50 centimes, 1 franc, 2 francs, and 5 francs8. You can pay with up to 100 coins for one payment6.

Cash or card in Switzerland

Debit cards are the most common payment method in Switzerland, even more than cash or mobile apps9. Most places accept cards. However, it is good to have some cash for small purchases or in places that only take cash. In 2025, 81% of Swiss residents were happy with how easy it was to get cash9.

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Are US dollars or euros accepted?

The Swiss franc is the legal currency5. Some shops and restaurants in tourist areas may take euros, but they often give you change in Swiss francs10. The exchange rate they use for euros might not be good10. Most shops, restaurants, and public transport only take Swiss francs10. US dollars are generally not accepted.

Where to get local money

ATMs are the best way for travellers to get Swiss francs11. You can find ATMs at all airports, large train stations, and in every town11. Major bank ATMs, like those from UBS, PostFinance, Raiffeisen, and cantonal banks, usually do not charge their own fee for foreign cards12. Some private ATMs, such as Euronet, might charge an extra fee12.

You can also exchange money at banks or exchange offices. Airport exchange offices often have worse rates than ATMs or city exchange offices.

VAT refunds for visitors

You can get a VAT refund on purchases over CHF 300.00 if you live outside Switzerland14,15. The standard VAT rate is 8.1%13. You need to export the goods within 90 days of buying them16.

To get a refund, you must get a customs stamp on your Tax Free Form when you leave the country17. Show your purchases, invoice, and passport to customs17. Refunds are paid in cash or to a credit card through companies like Global Blue or Travelex18.

Short answers

What is the currency in Switzerland?

The currency in Switzerland is the Swiss franc (CHF)5. It is the official legal tender5.

Can I use euros in Switzerland?

Some tourist places may accept euros, but they often give change in Swiss francs at a poor exchange rate10. It is better to use Swiss francs for most payments10.

Are there ATM fees in Switzerland?

Major bank ATMs in Switzerland generally do not charge their own access fees for foreign cards12. However, private ATMs might charge extra12.

What is the VAT rate in Switzerland?

The standard VAT rate in Switzerland is 8.1% as of 202613. You may be able to claim a refund if you live outside Switzerland and spend over CHF 300.0014,15.

The short version

Exchy helps you convert between Swiss francs and other currencies, and check ATM fees in Switzerland. Get Exchy on Google Play.

Related

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Sources

  1. Tax-free shopping reference, 2026
  2. Tax-free shopping reference, 2026
  3. Exchange rates, mid-market, 2026-10-26, 2026
  4. ISO 4217 currency of the country, 2026
  5. Federal Finance Administration (efv.admin.ch): legal currency of Switzerland, 2026
  6. Federal Finance Administration (efv.admin.ch): what counts as legal tender, 2026
  7. Swiss National Bank (snb.ch): banknote denominations and current design theme, 2026
  8. Swissmint, federal mint (swissmint.ch): coin denominations in circulation, 2026
  9. Swiss National Bank (snb.ch), 2025 payment methods survey: cash vs card use among residents, 2026
  10. MySwissAlps community forum (not official, used because no official source states this acceptance pattern): euro acceptance in shops and restaurants, 2026
  11. Wise (wise.com), financial services company blog: where to get Swiss francs as a tourist, 2026
  12. ATM Fee Saver (atmfeesaver.com), travel/fee-comparison blog: ATM fees for foreign cards at Swiss bank machines, 2026
  13. Switzerland Tourism (myswitzerland.com): VAT rate applied to goods, 2026
  14. Zurich Airport (flughafen-zuerich.ch): minimum purchase per receipt for a VAT refund, 2026
  15. Zurich Airport (flughafen-zuerich.ch): who qualifies for a VAT refund, 2026
  16. Swiss Federal Administration, media release (admin.ch): deadline to export goods bought in Switzerland for a VAT refund, 2026
  17. Switzerland Tourism (myswitzerland.com): where and how to validate the export for a refund, 2026
  18. Zurich Airport (flughafen-zuerich.ch): refund methods and operators, 2026
  19. Banknote photos: Numista catalogue, 2026

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