Vietnam uses the Vietnamese dong (VND) as its national currency5. You will need cash for many purchases, especially outside big cities8. One US dollar is worth 25,817 Vietnamese dong as of 20263.
Updated 2026-10-26. Numbers carry a small link to their source. Fees and rules change, check the screen or the form before you pay.
Download on theApp StoreComing soonFree. No ads. Ever.Mid-market rate, refreshed in your browser. The booth and the ATM will give you less than this: the difference is their fee.
Updated 2026-10-26
Download on theApp StoreComing soonThe currency of Vietnam is the Vietnamese dong (VND)5. The State Bank of Vietnam issues the banknotes and coins5.
Banknotes are available in denominations from 100 VND to 500,000 VND6. Common banknotes include 10,000, 20,000, 50,000, 100,000, 200,000, and 500,000 VND6. Smaller notes like 100, 200, 500, 1,000, 2,000, and 5,000 VND are still in use but are no longer printed6.
Coins are issued in denominations of 200, 500, 1,000, 2,000, and 5,000 VND7. However, coins are not commonly used in daily transactions7.
You will need cash for many purchases in Vietnam8. Cash is important at street food stalls, local markets, and small guesthouses8. This is especially true outside major tourist areas8.
Credit and debit cards are accepted in some places9. You can use Visa and Mastercard at hotels, upscale restaurants, supermarkets, and chain stores9.
Download on theApp StoreComing soonUS dollars are widely accepted in tourist areas10. Hotels, tour agencies, and upscale restaurants often show prices in USD10. They also accept dollar bills10.
Euros are not as widely accepted as US dollars. It is best to exchange euros for Vietnamese dong or US dollars.
ATMs are common in cities18. You can find them easily in places like Hanoi and Ho Chi Minh City18. However, ATMs are scarce in remote areas such as Ha Giang and Sapa villages18.
ATMs in Vietnam charge a fee for withdrawals11. This fee is typically 20,000 to 55,000 VND per transaction11. This is about 0.80 to 2.20 US dollars11. Most ATMs have a withdrawal limit of 2 to 5 million VND per transaction12. This is about 80 to 200 US dollars12.
Banks can exchange foreign currency for VND. Their exchange rates are usually 1 to 2 percent below the market rate13. Some banks require a minimum exchange amount, often 100 US dollars14.
Gold shops offer good exchange rates15. They often beat bank rates by 1 to 2 percent15. These are unofficial exchanges.
Tell your bank you are traveling to Vietnam. This helps prevent your card from being blocked for unusual activity.
Consider carrying some US dollars in cash for immediate needs10. You can declare cash amounts over 5,000 US dollars or 15,000,000 VND when entering or leaving Vietnam16. This rule does not apply to bank cards or traveler's cheques17.
The currency symbol for Vietnamese dong is ₫.
Most ATMs in Vietnam cap transactions at 2 to 5 million VND12. This is about 80 to 200 US dollars12.
Some banks like VietinBank, ABBank, and ACB may offer free ATM withdrawals as of 20231.
Exchy helps you convert Vietnamese dong to your home currency on your phone. Get Exchy on Google Play.
ATM fees for the country you land in, a booth check and a converter with no ads. Ever.
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