Yes. The Google Play listing flags Xe as an app with ads. A 2026 survey of 100 currency apps found the same thing.

What's a Good Alternative to the Xe App?

Q: Does Exchy check ATM fees?

Yes. Exchy checks ATM fees for 35 countries.

An alternative to Xe is a currency converter with no ads that works offline and checks ATM fees in 35 countries³. Xe itself has 26,261,188 installs on Google Play and shows ads in its listing²¹. This page compares price, offline use and fees so you can pick the right one for your trip.

App Store · soonFree. No ads. Ever.

XE ADS

Yes

Shown in the listing¹

EXCHY ADS

A converter without ads

ATM FEE COUNTRIES

Checked inside Exchy³

XE CURRENCIES

130+

Per the listing¹

Updated 2026-10-23. Numbers carry a small link to their source. Fees and rules change, check the screen or the form before you pay.

What Is Xe?

Xe is a money transfer and currency app. Its Google Play listing says it sends money to 190+ countries in 130+ currencies, and lets you track live rates and set rate alerts¹.

As of October 2026, Xe has 26,261,188 installs on Google Play². The listing shows a 4.6 rating from 407K reviews, and says Xe has helped 100M+ users since 1993¹.

Exchy vs Xe at a Glance

Xe is the bigger app today. It has more installs, more reviews and a public rating. Exchy is still in closed testing on Google Play as of October 2026, so it does not have a public install count or rating yet³.

The table below lines up both apps on ads, price, offline use and fees.

	Exchy	Xe
Ads	No	Yes
Price	Free, Pro is $3.99 once or free after 3 invites	Purchases inside the app are not listed
Works offline	Yes	Not stated in the listing
ATM fees by country	35 countries	Not stated in the listing
Exchange office check	Yes, in Pro	Not stated in the listing
Rate alerts	Yes, in Pro	Yes
Widgets	Yes, list, grid, one big pair	Not stated in the listing
Currencies	160+	130+

Ads, Offline Use and ATM Fees

Xe's listing flags it as an app with ads¹. A 2026 survey of 100 currency apps on Google Play found the same thing².

Exchy is a converter without ads. It also works offline using the last saved rates, so it still works on a plane or anywhere with no signal.

Exchy checks ATM fees for 35 countries³. A flat ATM fee works like a toll gate. Even a small withdrawal pays the same toll before you get your cash.

Exchy also has a booth check. Type in the rate from the booth's board, and it shows how much the booth keeps³.

Exchy ATM fees for the country you land in, a booth check and a converter with no ads. Ever.

App Store · soon

Who Is Each App For?

Xe fits a transfer to send money abroad, backed by a long track record and a large user base.

Exchy fits a trip abroad. It has no ads, works offline, and checks ATM fees before you use a machine in an unfamiliar country.

Short answers

Does Xe have ads?

Yes. The Google Play listing flags Xe as an app with ads¹. A 2026 survey of 100 currency apps found the same thing².

How many installs does Xe have?

Xe has 26,261,188 installs on Google Play, based on an October 2026 survey². The listing also shows a 4.6 rating from 407K reviews¹.

Does Exchy have ads?

No. Exchy is a converter without ads.

Does Exchy work offline?

Yes. Exchy works offline using the last saved rates.

Does Exchy check ATM fees?

Yes. Exchy checks ATM fees for 35 countries³.

Does Exchy check exchange booths?

Yes. Exchy has a booth check that shows how much the booth keeps compared to the rate you type in³.

The short version

Xe is a well known transfer app that shows ads.
Exchy is a converter with no ads.
Xe's listing does not say if it works offline.
Exchy works offline using the last saved rates.
Exchy checks ATM fees before you use a machine abroad.
Exchy also checks the rate at exchange booths.

In the Exchy app, check the ATM fee screen and the booth check before you exchange money abroad. Get Exchy on Google Play.

Currency Converter Apps Without Ads

Sources

Exchy does this on your phone.

ATM fees for the country you land in, a booth check and a converter with no ads. Ever.