Most ATMs in the Philippines charge foreign cards 200 to 250 PHP per withdrawal, on top of what your own bank takes. In dollars that is about $3.16 to $3.94. Fee-free: HSBC.
Most ATMs cap at PHP 10,000 per withdrawal; fee per attempt.
Figures as of 2023, from this source. Fees change: the ATM screen shows the final fee before you confirm.
The fee is flat, so a small withdrawal loses the biggest share. Move the amount and see.
Type the rate from the exchange office board. You will see how much the office keeps compared with the real rate right now.
Type the rate to see the verdict.
Most ATMs in the Philippines charge foreign cards 200 to 250 PHP per withdrawal, on top of what your own bank takes. In dollars that is about $3.16 to $3.94. Fee-free: HSBC.
The usual limit per withdrawal is 10,000 to 30,000 PHP (about $158 to $473). The fee is charged every time, so fewer, larger withdrawals cost less.
HSBC. Operators change their terms, so check the screen before you confirm.
No. Choose the local currency. The ATM's own conversion usually costs several percent more than the rate your bank gives you.
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